Mortgage Originator
Company: OUCU Financial
Role summary
Mortgage Originator is a full-time role at OUCU Financial in Lancaster, Ohio, United States (on-site). Posted 2026-10-09. Salary: USD 23 per hour. Experience level: 2-5. No degree required.
- Job title
- Mortgage Originator
- Company
- OUCU Financial
- Location
- Lancaster, Ohio, United States
- Work arrangement
- on-site
- Employment type
- full-time
- Category
- Software Engineering
- Salary
- USD 23 per hour
- Experience level
- 2-5
- Degree required
- No
- Date posted
- 2026-10-09
If you're passionate about helping people achieve their dreams of homeownership, this role at OUCU Financial could be a perfect fit! You'll guide members through the entire mortgage process, from initial conversations to closing, building strong relationships along the way. Plus, no degree is required for this full-time position that offers a competitive hourly wage.
Job description
Description
Help make dreams of home ownership come true by joining the mortgage department at OUCU Financial! You will help our members find the right path to homeownership. Our Mortgage Originators guide borrowers through the home-financing process – from the first conversation through application and closing. You’ll build relationships, explain mortgage options clearly, and deliver a supportive experience that reflects our commitment to serving our members and community.
Duties include:
Solicits new residential mortgage business. This includes outside sales such as origination of home loans based on contacts with realtors, builders, and through other connections.
Meets with applicants, collects financial data and documents, and recommends the loan products that best meet the borrower(s) needs.
Submits loans through underwriting system for loan review. Corresponds with the applicant to resolve any questions that may arise and keeps the applicant updated during the lending process.
Monitors and manages mortgage pipeline and follows up to ensure each file is processed and closed in a timely manner. Ensures that all conditions and closing dates are met. Identifies any issues which may impact ability to meet previously established conditions and dates.
Establishes and maintains relationships with realtors and builders to grow business and originate loans.
Promotes and cross-sells OUCU Financial products and services.
Promotes real estate products outside the Credit Union. Attends outside functions to further ties with the real estate market.
At OUCU Financial, we believe that our employees make the difference. We recognize, appreciate, and empower our most valued assets - our employees! We offer an enthusiastic, team-oriented environment with unlimited growth opportunities. In addition, at OUCU, you will find a competitive compensation package, comprehensive training programs, an outstanding benefits package with an incredibly generous 401(k) retirement plan, and multiple volunteer opportunities to help our communities. The pay for this position starts at $22.73 per hour, with relevant education and experience considered in determining the starting pay rate. This position also earns commission monthly based on production, and we do not put any cap or maximum on the amount of commission the successful candidate can earn.
Our benefits include:
Multiple medical plan options, dental and vision insurance, OUCU pays 80%.
Employer paid long-term disability insurance, life insurance, and dependent life insurance
Paid vacation, sick, and personal time off. Vacation time increases based on years of service.
Generous 401(k) retirement plan
11 paid holidays per year
Paid time for volunteer opportunities to help our communities
Educational Reimbursement
Annual stipends to purchase logo wear
Free dividend checking and wires, Half off tax preparation fees
Free premium subscription to the Calm.com app with the ability to add dependents
Requirements
Associate’s degree or equivalent education and experience
Experience in mortgage origination or at least 2 years’ experience in lending in a financial institution
Experience in explaining and cross-selling products
Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) required or must be obtained after employment
Knowledge of lending regulations and credit reports required
Excellent written and verbal communication skills
Able to generate leads and close transactions in a fast-paced environment
Attends events that are occasionally outside of regular business hours
Resume and cover letter required