Compliance Analyst (Onboarding & Transaction Monitoring)
Company: Peratera
Role summary
Compliance Analyst (Onboarding & Transaction Monitoring) is a full-time role at Peratera in Greater London, England, United Kingdom (remote). Posted 2026-08-25. Experience level: 2-5.
- Job title
- Compliance Analyst (Onboarding & Transaction Monitoring)
- Company
- Peratera
- Location
- Greater London, England, United Kingdom
- Work arrangement
- remote
- Employment type
- full-time
- Category
- Software Engineering
- Experience level
- 2-5
- Date posted
- 2026-08-25
You’ll be a key player in keeping the financial ecosystem safe by reviewing new client accounts and keeping an eye on transaction patterns. It’s a great fit if you enjoy detective work and want to build a long-term career in a fast-paced fintech environment that values steady, reliable growth.
Job description
About Us
Peratera is a UK-based fintech company, founded in 2022 and authorised by the FCA as an Electronic Money Institution. We are building a modern, all-in-one payment platform that enables businesses to manage global payments and financial operations seamlessly.
Our solution allows companies to open multi-currency accounts, send and receive payments worldwide, and manage cross-border transactions from a single platform. Our mission is to simplify global finance and remove friction from international business operations.
Your mission
Peratera is looking for an experienced Compliance Analyst to support our Compliance team, with a primary focus on business customer onboarding and KYB, alongside transaction monitoring and ongoing customer reviews.
You will assess corporate customers, analyse ownership structures and risk profiles, support enhanced due diligence, and help identify and escalate potential financial crime risks. The role offers the opportunity to work with international businesses across fintech, payments, EMI and FX sectors.
Your Tech Environment
What You’ll Do
Conduct end-to-end KYB onboarding and due diligence for corporate customers
Review complex ownership structures, UBOs, directors and associated parties
Assess customers operating in fintech, payments, FX, financial services and other higher-risk sectors
Complete customer risk assessments and identify when EDD is required
Review source of funds/source of wealth and expected business/payment activity where appropriate
Conduct PEP, sanctions and adverse-media screening and escalate material concerns
Prepare clear onboarding summaries and recommendations for Compliance approval
Support periodic and trigger-based reviews of existing customers
Assist with transaction monitoring alerts, investigations and escalation of unusual activity
Work closely with Compliance, Operations and Commercial teams to resolve onboarding queries efficiently
Maintain accurate compliance records and ensure onboarding files meet internal and regulatory standards
What We’re Looking For
Ideally 3–4 years' experience in KYC/KYB, onboarding or financial crime compliance
Strong preference for experience within an EMI, payment institution, fintech, FX or banking environment
Good understanding of AML/CTF, sanctions, PEPs, UBO identification and corporate structures
Ability to analyse information independently and clearly document compliance decisions
Experience reviewing international and higher-risk business customers
Nice to Have
Experience working with complex or higher-risk businesses, particularly in fintech, payments, FX, crypto or other financial services
Experience with compliance and screening tools such as ComplyAdvantage, Dow Jones, World-Check or similar
Good understanding of UK/EU AML requirements and regulatory expectations for EMIs and payment institutions
ACAMS, ICA or another relevant financial crime/compliance qualification
What You’ll Get
Competitive, market-aligned compensation
A meaningful role in a growing, FCA-authorised fintech
The opportunity to work with international B2B customers across payments, fintech and FX
Direct exposure to real-world compliance and financial crime challenges
A collaborative, international and distributed team
Remote-friendly setup with flexible working hours
A culture of ownership, trust and knowledge sharing
Sounds like a match? Send us your CV - we’re excited to get to know you.
About us
Peratera is a UK-based fintech company, founded in 2022 and authorised by the FCA as an Electronic Money Institution. We are building a modern, all-in-one payment platform that enables businesses to manage global payments and financial operations seamlessly.
Our solution allows companies to open multi-currency accounts, send and receive payments worldwide, and manage cross-border transactions from a single platform. Our mission is to simplify global finance and remove friction from international business operations.
www.peratera.com
Apply for Compliance Analyst (Onboarding & Transaction Monitoring) at Peratera