Charlotte Relationship Manager
Company: Southern Auto Finance Company, LLC
Role summary
Charlotte Relationship Manager is a full-time role at Southern Auto Finance Company, LLC in Charlotte, North Carolina, United States (on-site). Posted 2026-10-19. Salary: USD 150,000 per year. Experience level: 5-10.
- Job title
- Charlotte Relationship Manager
- Company
- Southern Auto Finance Company, LLC
- Location
- Charlotte, North Carolina, United States
- Work arrangement
- on-site
- Employment type
- full-time
- Category
- Sales
- Salary
- USD 150,000 per year
- Experience level
- 5-10
- Date posted
- 2026-10-19
You’ll have full ownership of the Charlotte market in this high-earning sales role, helping car dealers support a diverse range of customers. It’s a fantastic opportunity for an experienced professional looking to build strong local partnerships with the backing of a company that has been a staple in the auto finance industry for over three decades.
Job description
RELATIONSHIP MANAGER
Auto Finance | Charlotte, NC
Field Sales | Territory Ownership
SAFCO is hiring an experienced Relationship Manager to own and grow our established Charlotte, NC market.
For 35 years, Southern Auto Finance Company, LLC (SAFCO) has helped dealers say yes to customers other lenders turn away. We finance the full 620-and-below credit spectrum, from consumers building credit for the first time to those rebuilding after a setback, using proprietary, alternative-data underwriting that recognizes creditworthiness where credit scores alone may not. Charlotte is an active, producing territory for SAFCO, and we are looking for a proven field representative to expand its performance.
This isn't a cold start. You'll inherit established dealer relationships and an active pipeline, giving you a solid foundation and meaningful growth potential.
The Opportunity
You'll own the Charlotte territory end to end: growing funded volume with existing dealer partners, reactivating dormant accounts, and signing new ones. You'll have a dedicated Account Manager working your pipeline with you and a Regional Manager who provides hands-on coaching while giving you room to run your territory. You'll also represent a competitive program designed around dealer needs: competitive approvals, next-day funding through SAFCO Assist with eContracting, and a "Lend Us Your Customer" model that sends repeat buyers back to your dealers.
Compensation: $50,000 base salary plus uncapped monthly commission tied to funded volume. Top RMs earn $150,000+ all-in. Mileage and expense reimbursement included.
What You'll Do
Own a defined territory of franchise and qualified independent dealers, averaging 8-10 in-person dealer visits per day and spending approximately 50% of your time traveling locally within the Charlotte metro and surrounding markets.
Grow funded volume with active dealer partners through regular visits, real-time deal coaching, and fast follow-up.
Reactivate dormant accounts with a targeted plan for each, and prospect, present, and sign new dealer partners.
Coach dealer F&I teams on structuring deals that get bought, and demonstrate SAFCO Assist live to show how the platform supports faster funding.
Manage your pipeline in Salesforce in real time, partnering with your inside Account Manager to rehash decisions and maximize fundable opportunities.
Read your market: track competitor programs, dealer trends, and volume data, and bring that intelligence back to leadership.
What You Bring
Proven track record in indirect auto finance territory sales. You've carried a dealer book and hit funded-volume targets. Subprime/non-prime experience is a strong plus.
Current residence in the Charlotte metro area. This is a field role; local candidates only.
Strong presentation, negotiation, and relationship-building skills, with the range to work effectively with F&I managers, GMs, and dealer principals alike.
Disciplined pipeline management; fluency with Salesforce (or a comparable CRM) and Microsoft Office.
Self-directed and accountable, with an ownership mindset toward your territory.
Bilingual English/Spanish is a plus, not a requirement.
Bachelor's degree or equivalent relevant experience.
What You Get
$50,000 base + uncapped monthly commission
Mileage and expense reimbursement
401(k) with company match
Major medical, dental, and vision insurance
Life and disability coverage
Paid time off and holidays
A 35-year-old, well-capitalized company in active growth mode, with real earning potential for high-performing RMs.
SAFCO is an Equal Opportunity Employer and a drug-free workplace.
Explore Life at SAFCO on LinkedIn. Follow our team, culture, and career opportunities.
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Apply for Charlotte Relationship Manager at Southern Auto Finance Company, LLC